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*Promotional rate and closing costs incentive available on select homes that contract after 9/16/24 and close by 11/30/24. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Normandy Homes. May not be combined with other offers. Offer applies only to Normandy Homes financed through Highlands Residential Mortgage (NMLS 134871) for a borrower’s principal residence. Not all borrowers will qualify. All terms and conditions subject to credit approval, market conditions and availability. Homebuyers are not required to finance through Highlands Residential Mortgage to purchase a home; however, buyer must use Highlands Residential Mortgage to receive the advertised rate. 4.99% / 5.079% APR rate as of 9/16/24. Availability of rate is limited and is on a first come, first serve basis. Based on a 30-year fixed-rate conventional loan with a 25% down payment, a $400,000 sales price, $380,000 loan amount and 780 FICO score. FHA loan options available upon request. Rate, fees, and terms subject to change without notice. Please contact Highlands Residential Mortgage for more details and to confirm current rates. Highlands Residential Mortgage is an Equal Opportunity Lender, NMLS ID #134871 address: 950 W. Bethany Drive, Suite 800, Allen, TX 75013.